Changes to debt repayment reporting that will affect your credit file in 2018

Changes to debt repayment reporting that will affect your credit file in 2018

In 2018, new legislation will come into place about the information a lender is required to provide regarding your credit facilities and your ongoing debt repayments. This detailed information will be recorded on your credit file and can greatly affect your finances in the future.

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Consolidating Debt With A Home Loan Refinance

Consolidating debt with a home loan refinance

Consolidating debt with a home loan refinance can substantially reduce your monthly commitments and help you get your finances back on track.  By refinancing to a low rate home loan and combining multiple small debts like credit cards, car loans and personal loans which come with high interest rates you can save thousands on monthly repayments.

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Pay off your mortgage faster with very small changes

Pay off your mortgage faster with very small changes

You can easily pay off your mortgage faster with very small changes that won’t have an affect on your day to day finances. Many people think that the only way to save money on a home loan is to pay large amounts of additional repayments that they just can’t afford – this is not the case. There are many small changes that you can make that will dramatically reduce both the amount of interest you pay over the life of your loan and the years it takes to pay off.

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