Non Conforming / Specialist Home Loans

Fluctuating Income? No Tax Returns? No Problem.

Get a call back from an experienced broker

Have one of our team contact you for advice on your investment loan. All advice and reports provided by the Assured Lending team are completely cost and obligation free.

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We specialise in non conforming home loans for people who don’t fit standard lending criteria.

Had an application declined? We can help

Local mortgage brokers who understand your different circumstances & work with you to get the right loan

We Can Help With;

Bad Credit History, Defaults or Discharged Bankrupt

Self Employed or Short Term Employed

Fluctuating Income or Non Standard Income

Tax Debt or Large Debt Consolidation

No Deposit or Non Genuine Savings

Complex Financial Circumstances

Previously Had a Loan Declined

If your current circumstances don’t meet standard lending criteria, that doesn’t mean you can’t get a home loan at reasonable rates with a reputable lender.

We understand not everyone fits the same mould and our specialist Non-Conforming Brokers are here to help. We’ll look at your specific circumstances & provide you with a range of home loan options to consider. We work with many lenders who have flexible lending criteria and we won’t submit your loan with them until we are confident it will be approved.

Borrow up to 95% for non-conforming loans and 100% for prime home loans.

Why choose us for finding you a home loan?

Our approach is tailored to your circumstances. With Assured, you can be sure we will work hard to get you the best deal in the market.

We have a higher than average loan approval rate because we know how to structure complicated applications for the best chance of approval with the right lenders

We are a local family owned business so we understand the needs and challenges of your family finances

We will assign you with your own personal Mortgage Broker who is available to you outside of normal business hours and will be happy to come to you, in your own home

Because of the large amount of loans we process, we have a great relationship with all the lenders and we are able to position your application with them for the highest chance of approval

The majority of our customers are repeat clients or referrals of previous customers who were impressed with our service and have recommended us to their family and friends

We have great relationships with all the specialist lenders because of the large amount of non conforming / bad credit home loans we process

We compare over 40 of Australia’s leading lenders with a choice of hundreds of home loan products